INVESTORS
Peace of mind comes with a basic understanding of the investment
itself and the confidence that your money is in capable hands. The process by which you invest in a mortgage pool is straightforward. It involves making a few simple decisions about the nature and size of your investment and choosing an investment program that is right for you. If you're like most investors, you will likely want some guidance. That's our job – to ensure you understand the program in which you’re invested, and are entirely comfortable with the integrity and capabilities of our team.
Getting started – Our goal is your peace of mind.
Q:What is a mortgage pool?
A:A mortgage pool is fund of notes secured by mortgages. Investors invest in membership interests in the mortgage pool and receive monthly income derived from payments on the underlying notes. By spreading the investment across many different mortgage investments, mortgage pools offer more diversification than investing in a single note.
Q:What types of assets will Intercoastal broker loans on?
A:We prefer to underwrite loans on the following assets: condos, multi-unit residential, entitled lots, commercial buildings, unimproved land, and single-family residences. Our loans include purchase money loans, refinance loans, construction loans, rehab loans, and bridge financing loans. We do not underwrite unsecured business loans or personal loans.
Q:Is Intercoastal a Real Estate Investment Trust (REIT)?
A:Intercoastal is not a REIT. By comparison to REITs — which offer investors mutual-fund-style ownership of a real estate portfolio, usually generating income through rents — our investments are simpler and more transparent. Our primary business is to make high-yielding mortgage loans to owners and developers of real estate. Our investors are able to participate in these lending opportunities, and can even choose which specific projects they'd like to fund.
Q:As an investor, what are my liquidity options?
A:Depending on what investment program selected, liquidity will vary. If you choose to fund a fractional note or an entire note, you must hold the note until payoff. However, if you are investing in the mortgage pool program, withdrawals can be made after the initial lock-up period, usually 12 months. There are no penalties for withdrawals.
A mortgage pool is a collection of notes secured by mortgages. Investors invest in membership interests in the mortgage pool. Much like a mutual fund product, it’s a way for investors to pool their assets so they can participate in a variety of individual investments.
Rules for participating in mortgage pools are regulated by federal and state securities laws. Pools are limited by the number of participating investors, and sometimes restricted by state residency. There is a required minimum investment period of twelve months. Once this period has elapsed, withdrawals are handled on a request basis. There are no penalties for withdrawals. We can provide more detail on these restrictions if you choose a mortgage pool.
INVESTMENT PROGRAMS
Download our technical documents to learn more about mortgage investing with Intercoastal- and how it can provide diversification and income to protect and grow your portfolio.
Considering investing in mortgages with Intercoastal? Our technical documents provide an introduction to mortgage pool investing in general and specifically with Intercoastal.
Brand new to alternative investing and/or mortgage investing? Click here to view or download an introduction that begins with the basics of private real estate lending, how it can help a wide range of individual and organizational investors meet their goals, and the advantages of choosing Intercoastal over other mortgage pool investment partners.
Real Estate Investment Simplified.
Download the Account Request Form |
Complete and return via fax to 786-221-9421, email to info@intercoastalmortgage.com
After your subscription agreement is returned, we are ready to receive your funds. We can accept wire transfers, cashiers check, or personal checks, the last of which requires a holding period. |
Secure your future- and get more benefits from tax-advantaged accounts- with mortgage investments.
In today's uncertain economic environment, diversifying — and fortifying — retirement investments is more important than ever. Intercoastal investment programs offer meaningful diversification versus stocks and bonds with relatively low risk. What's more, with their potential to deliver reliable, premium yields, mortgage investments from Intercoastal can help you build your retirement account balance relatively quickly.
Even if you've never tried alternative investments before, investing retirement funds with Intercoastal is easy. Any of our products can be purchased through a tax-advantaged retirement account, provided the account is self-directed.
